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Terms of Use

These Terms of Use govern your access to and use of leanpersonalfinance.com and the services provided by Lean Personal Finance LLC ("Lean Personal Finance," "we," "us"). By using the site, you agree to these terms.

Marketplace services

Lean Personal Finance provides a loan marketplace connecting consumers to independent lenders. We are not a lender, do not make credit decisions, and do not guarantee loan approval.

Eligibility

You must be at least 18 years old and able to enter into a binding agreement. You agree to provide accurate information and keep it up to date.

User responsibilities

You are responsible for maintaining the confidentiality of any account credentials. You agree not to misuse the site or interfere with its operation.

Third-party lenders

Any loan offers you receive are made solely by third-party lenders. Loan terms, fees, and repayment obligations are governed by the lender's agreement with you.

Disclaimers

The site and services are provided "as is" without warranties of any kind. We disclaim all warranties to the maximum extent permitted by law.

Limitation of liability

Lean Personal Finance is not liable for any indirect, incidental, or consequential damages arising from your use of the site or lender relationships.

Changes to terms

We may update these Terms of Use from time to time. Continued use of the site after changes become effective constitutes acceptance.

Contact

Questions about these Terms of Use can be directed to info@leanpersonalfinance.com.

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Lean Personal Finance LLC is not a lender, does not make credit decisions, and does not charge fees for its marketplace service. Participating lenders may verify your information and offer loans with terms from 3 to 24 months and APRs from 5.99% to 35.99%. Lender availability and terms vary by state. All loan decisions are made by independent lenders.

© 2026 Lean Personal Finance LLC • 3431 Vine St, Denver, CO 80205 • info@leanpersonalfinance.com • +1 970 423 5368